FLIXAPAY infrastructure provider for global financial access.
In summary: Flixapay is an intuitive platform powered by our strategic banking partners to deliver a comprehensive suite of services, including multi-currency wallets, real-time cross-border payments, micro lending, and tailored financial tools for SMEs. We also source integrated and innovative solutions such as financial wellness programs, which support employees with tools like earned wage access and budgeting resources. Additionally, revolving credit (BNPL) options are designed to empower consumers and businesses with flexible payment plans.
Flixapay's institutional strength is built through strategic partnerships. In the UK and Europe, its payment and foreign exchange services are powered by Ebury Partners UK Limited, a major global financial services firm. This partnership allows Flixapay to offer enterprise-grade security and regulatory compliance (authorized by the Financial Conduct Authority) while maintaining the agility of a specialized fintech boutique.
Core Products & Services for Institutional & Business Clients
Flixapay provides a high-touch, "Cash Management as a Service" model designed to handle the complexity of large-scale corporate treasury:
Institutional FX & Risk Management: * Access to 130+ currencies.
Custom Hedging Strategies: Tailored solutions for market volatility, including Flexible Forwards up to 7 years.
Initial Margin Credit Facilities: Specialized tools to manage currency risk without tying up excessive working capital.
Multi-Currency Treasury Infrastructure:
Named Business Accounts: Local IBANs and account details in 30+ currencies.
Global Pay-In/Pay-Out: Ability to receive funds locally in 20+ countries and distribute payments to 196 countries.
Corporate Trade Finance & Lending:
Unsecured Trade Financing: Funding ranging from £50k to £5m without the need for debentures.
Extended Repayment: Up to 150 days to repay, designed to bridge the gap in international supply chains.
Revolving Credit Lines: Providing cash flow support for large-scale company expenses and capital expenditures.
Operational Integration:
Open Banking and API integrations for seamless connection to corporate ERP systems.
Escrow services for high-value cross-border transactions.
Target Market: Large Corporates & Institutions
Multi-National Corporations (MNCs): Entities requiring sophisticated invoice reconciliation and local payment rails across dozens of jurisdictions (e.g., US, UK, EU, and emerging markets).
Asset Managers & Private Equity: Firms like Kadenwood Capital that require rapid movement of capital for acquisitions or distributions, often involving complex currency conversions and regulatory reporting.
Institutional Importers/Exporters: Companies dealing with high-volume trade who need unsecured credit lines to manage long lead times and supply chain disruptions.
Global Payroll & Enterprise Platforms: Large organizations looking to integrate "Earned Wage Access" and financial wellness programs into their global payroll systems.